Dividend Rates
 | Rates Effective 12/19/2008

Account Type Dividend Rate Annual % Yield Required Balance Dividends Compounded
Share (savings)
   
$100.00
monthly
$100.01 to $2,000
.498
.50
$100.00 monthly
$2,000.01 and up
.742
.75
$100.00 monthly
Youth Share
   
$5.00
monthly
$5.00 to $2,000
.498
.50
$5.00 monthly
$2,000.01 and up
.742
.75
$5.00 monthly
Money Market Share
   
$1500.00
monthly
$1500.00 to $10,000.00
.995
1.00
$1500.00 monthly
$10,000.01 to 25,000.00
1.489
1.50
$1500.00 monthly
$25,000.01 and up
2.078
2.10
$1500.00 monthly
Money Market Share Draft
.755
.76
$1500.00
monthly
Christmas Club
.398
.40
None
monthly
All Purpose Club
.398
.40
None
monthly
IRA Club
1.980
2.00
None
monthly

Share Certificate / IRA Share Certificate

Term Annual % Rate Annual % Yield Minimum Balance Dividends Compounded
3 months
1.632
1.65
$500.00
daily
6 months
2.072
2.10
$500.00
daily
12 months
2.272
2.30
$500.00
daily
18 months
2.418
2.45
$500.00
daily
24 months
2.952
3.00
$500.00
daily
36 months
3.046
3.10
$500.00
daily
60 months
3.580
3.65
$500.00
daily
A penalty will be imposed for early withdrawal.
All rates are subject to change without notice.